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Expert Advice

Beware of reno imposters

My great aunt tells us that she lost $5500 to a construction fraudster who took deposit for roofing work and never showed up to the work. I want to report him to the police but she’s afraid of retaliation or a home invasion of some sort. 

Unfortunately, fraud against senior homeowners is on the rise. Those who live alone are often considered easy targets. The incident should be reported but most importantly you need to educate your aunt and protect her from future financial abuse. Provide her with guidance and even offer assistance and oversight when it comes to purchasing big ticket items and making banking decisions. There are a number of helpful Canadian websites if you use key words ‘elder financial abuse’ that might be helpful for you and her.

Hard to please lady next door

My unwell neighbour is constantly complaining which makes it hard to “love her.” Her daughter and
I can’t seem to do anything right. Help!

Being a “glass half empty” person  can be linked to depression, anxiety and other issues, especially if someone isn’t well. A few suggestions: 1) Listen but pivot to the positive in your conversations. 2) Try not to take the behaviour personally or be dismissive of complaints. 3) Depending on family and health status alert others to your concerns—ideally a qualified health professional.

Are these tests really necessary?

Because the test not covered by his health plan my 83-year-old father won’t get his eyes checked or his prostate monitored. Whenever I bring it up, he says, “if it’s not paid for that means it’s not needed.” I beg to differ. His glasses are no longer suitable and everything I read says a prostate test is recommended for men.

You are right – regular tests are key to confirm wellness, adjust prescriptions and prevent more complex issues. Consult his doctor or if all else fails find a way to pay for yourself for necessary tests to crack the road block.

Not caring for the house. Can I sell it?

Given that my Dad, Harold, and my step mother Min are in a retirement residence now, their home is sitting empty. They don’t seem to mind but they aren’t paying the bills so the electricity has been cut off and the garden is a mess. Is it okay for us to clean out their house and put it up for sale?

You must have legal authority to make a binding decision like selling your parent’s home. Are you named “Power of Attorney” for them? While this grants you permission to act on their behalf while they are still alive it can only be used if they are deemed unable to make decisions for themselves due to poor health or other challenges.  It’s recommended that you consult a lawyer to determine the best way forward.

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